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When I was working for a particular bank one of the most challenging service issues that I had to periodically deal with was regarding Overdraft and Non-Sufficient Fund Fees.  I was responsible on educating customers on how the fees were assessed and how to avoid them in the future.  It definitely wasn’t something they wanted to hear.  I do certainly see the occasional convenience of getting a mini temporary loan on certain transactions such as a bill payment however when it’s racking up a $35.00 fee for a 99 cent Bacon Cheeseburger, there is a fine line between convenience and outright abuse.  Now that the government has intervened with these unethical practices (and I reiterate unethical) it appears that banks are now mailing out advertisements to have you Opt-in for this convenient abuse service.

Have you received one of these mailings or encountered a message on their website.

Check out the other various advertisements to entice you to opt-in Banks Luring You Into Signing Back Up For High Overdraft Fees

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